You don’t have to buy or sell your home to pay less on your loan.

There is no reason to wait until you sell your home or buy another property. If you are not satisfied with your current loan, why not start saving now?

You can save thousands by switching to a more appropriate loan.

Saving made as a result of lower interest rates and low or no monthly fees can be sizeable. When these savings are added to your repayments, they can cut years off your home loan and save you a considerable amount.

Save more by consolidating your finances.

Consolidating your credit cards, personal loans and car loans with your home loan could save you a small fortune in interest payments, fees and charges.

You don’t need to shop around.

Total Loans will do the running around for you! Total Loans consultants use their expertise and experience in the home loan market coupled with a unique computer software program that enables them to compare hundreds of loans in a matter of minutes. Our consultants will then be able to provide you with a short list of loans that are both competitive and suitable – simplifying the refinancing process for you.